1. Refuse coverage altogether
You can refuse coverage altogether, which means that you will get no TimCare Flex benefits.
You will need to complete, sign and return a refusal of coverage form that is available on the enrolment website.
IMPORTANT. If you refuse coverage and want to join TimCare at a later date, you will have to submit proof of good health.
2. Opt out of health coverage
You can opt out of health coverage if you have coverage through your spouse’s plan. (You can still choose other TimCare Flex benefits.)
3. Opt out of dental coverage
You can also opt out of dental coverage. No proof of alternative coverage is required.